A Joint Privacy Notice
On Behalf Of: Farm Bureau Mutual Insurance Company of Arkansas, Inc.,
Southern Farm Bureau Casualty Insurance Company, and Insurance Brokerage, Inc. When
you see the words, we, us, or our within this Joint Privacy
Notice, you should understand that those words include Farm Bureau Mutual
Insurance Company of Arkansas, Inc., Southern Farm Bureau Casualty Insurance Company,
and Insurance Brokerage, Inc.
Our Commitment to Safeguarding Your Privacy
This Joint Privacy Notice is being provided to you to inform you of our practices
and procedures regarding the sharing of nonpublic personal information. Nonpublic
personal information is personally identifiable financial information about
you, your family, or your household that we may obtain directly from you, that we
may obtain as a result of our business dealings with you, or that we may obtain
from any other source.
We do not engage in the practice of disclosing your nonpublic personal information
to nonaffiliated third parties other than, as necessary, to provide quality insurance
services to our customers. For instance, we do not sell your name, address, or telephone
number to telemarketers or to direct mail solicitors. We do not engage in “list-
selling”, and we do not offer your personal information to publishing houses, retailers,
or coupon companies.
During the continuation of our customer relationship with you, we will also provide
you with a copy of this Joint Privacy Notice at least once during each calendar
year as part of a regular mailing, such as within a billing or a renewal notice
or with a policy and at any time that you request in writing a copy of this Joint
Privacy Notice. Further, because Federal and state laws, regulations, and
business practices can change at any time, we may revise this Joint Privacy Notice
accordingly. Once you cease to be a policyholder, we will stop sending you annual
Information We May Collect and Use
During the course of reviewing your application for insurance coverage and deciding
whether or not to underwrite the insurance policy for which you have applied, and,
if we issue you a policy, during the course of providing services to you as required
by the policy, we collect and evaluate information from the following sources:
- information we receive from you on applications and other forms;
- information about your transactions with us, our affiliates, or others;
- information we receive from consumer reporting agencies; and
- information we receive from a state or federal agency.
It is important for us to collect and use this information to properly provide,
administer, and perform services on your behalf. We could not provide optimum service
to you without collecting and using this information.
Information We May Disclose
We regard all of your personal information as confidential. Therefore, we do not
disclose any nonpublic personal information about our customers or former customers
to anyone except as permitted by law. In the course of conducting our business dealings,
we may disclose to other parties certain information we have about you. These disclosures
are only made in accordance with applicable laws, and may include disclosures to
reinsurers, administrators, service providers, consultants, and regulatory or governmental
authorities. Furthermore, certain disclosures of information will be made to your
Farm Bureau insurance agent and any Farm Bureau personnel authorized to have access
to your personal information for the purpose of administering your business and
providing services to you.
We may disclose the following categories of information to companies that perform
services on our behalf or to other financial institutions with which we have joint
- information we receive from you on applications or other forms, such as your name,
address, social security number, or county Farm Bureau membership number;
- information about your transactions with us, our affiliates, or others, such as
your policy coverage, premium, loss history, and payment history; and
- information we receive from a consumer-reporting agency, such as your creditworthiness
and credit history.
These entities with whom we share personal information are required to maintain
the confidentiality of that information. We do not authorize these parties to use
or disclose your personal information for any purpose other than for the express
purpose of performing work on our behalf or as required or permitted by law.
How We Maintain the Confidentiality and Security of Your Information
We carefully restrict access to non-public personal information to our employees,
our independent contractor insurance agents, our service contract providers, and
our affiliates and subsidiaries. The right of our employees, our independent contractor
insurance agents, our service contract providers, and our affiliates and subsidiaries
to further disclose and use the information is limited by our employee handbook,
agent’s manual, applicable law, and non-disclosure agreements where appropriate.
We maintain physical, electronic, and procedural safeguards that comply with federal
and state law to guard your non-public information.
If you have any questions or comments concerning this Joint Privacy Notice
or our privacy standards and procedures, please write us at Post Office Box 31,
Little Rock, Arkansas, 72203. Our functional regulator is the State of Arkansas
Department of Insurance. If we cannot resolve your concerns or answer your questions,
feel free to contact our regulator.
in accordance with the Gramm-Leach-Bliley Act, 15 USC §6801, and with various state-specific
privacy/financial information laws and regulations in the states in which our companies